Junior Underwriter at MSIG USA in NY-NYC (Ave of Americas)
- Company: MSIG USA
- Location: NY-NYC (Ave of Americas)
- Posted: Sep 20, 2026
- Type: Full-time
- Salary: $790,000.00 - 105,000.00
- Experience: 2+ years
Overview
The Junior Underwriter is responsible for underwriting and servicing Excess Casualty business on a nationwide basis in accordance with Corporate goals and objectives. Underwrites and services Excess Casualty risks within underwriting authority. Monitors underwriting results, premium and loss trends …
Job description
- The Junior Underwriter is responsible for underwriting and servicing Excess Casualty business on a nationwide basis in accordance with Corporate goals and objectives.
Responsibilities
- Underwrites and services Excess Casualty risks within underwriting authority. Monitors underwriting results, premium and loss trends within assigned book of business.
- Reviewing submissions to determine acceptability of risk in accordance with Company guidelines and standards.
- Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors.
- Applying appropriate pricing techniques according to company filings and state/bureau conformance.
- Working with brokers and clients to create customized insurance solutions.
- Documents accounts in accordance with regulatory and internal underwriting guidelines.
- Analyzes Policy forms and endorsement requests from brokers.
- Assists in establishing and executing effective and efficient broker and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain existing, and increase new, business.
- Performs other duties as assigned.
Requirements
- Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- High school degree (or GED) required. Bachelor’s degree preferred
- 1-2 years insurance experience is preferred, including 2+ years in an Underwriting Assistant / Associate role is preferred or applicable industry experience.
- Knowledge of underwriting and rating principles, guides, policy forms, rating manuals and statutory regulations is required.
- Excellent written and verbal communication skills
- Effective negotiation skills
- Good organization skills
- Excellent Organizational and computer skills
- 20% travel.
Skills
Required
- Effective negotiation skills
- Good organization skills
Benefits
- Healthcare and Retirement Benefits
- Comprehensive medical, dental, and vision coverage
- 401(k) with a generous employer match and profit-sharing contribution
- Wellness incentive program
- Life and accidental death and dismemberment (AD&D) insurance
- Flexible spending programs
- Short-term and long-term disability plans
- Additional Benefit Programs
- Paid time off program
- Paid charitable leave
- Paid parental leave
- Tuition reimbursement program
- Personal insurance (auto/homeowners) discounts
- Salary: The base pay range is $790,000.00 - 105,000.00 . Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.
About MSIG USA
MSIG USA continues to grow! MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks. Each employee plays an important role which contributes directly to the success and continued growth of MSIG. MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally. MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent. Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally. The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc.