Backend Engineer III at Stash in New York

Job description

• Want to help everyday Americans invest and build wealth? Financial inequality is increasing, and too many people are getting left behind. At Stash, we’re passionate about democratizing wealth creation through education, advice, and products that help customers achieve greater financial freedom. We also believe in working smarter—leveraging AI and emerging technologies to move faster, operate more efficiently, and focus our time on solving meaningful problems for our customers.
• As a key member of the Accounts Team, you will play a pivotal role in managing and enhancing our Core Banking System. Our system is built using Go, with a robust asynchronous architecture, and CockroachDB as the primary database. We are looking for engineers who are eager to tackle challenges in fintech, build scalable backend services, and contribute to the next generation of banking infrastructure.

Responsibilities

• Design, develop, and maintain backend services for our Core Banking System, ensuring performance, reliability, and scalability.
• Architect and implement robust asynchronous workflows to process banking transactions efficiently.
• Optimize and scale our system as we continue to grow, ensuring high availability and security.
• Act as an "Agent Conductor" to architect, design, and rapidly implement services by leveraging AI coding assistants.
• Collaborate with cross-functional teams, including operations and infrastructure teams, to deliver seamless experiences.
• Continuously deploy and monitor services in a cloud-based environment.
• Debug, test, and document code to ensure high-quality software development.

Requirements

• 3 - 5 years of professional experience in backend software development.
• Strong proficiency in Go or Rails (or deep experience in another backend language with a willingness to learn Go).
• Experience working with event-driven, asynchronous architectures.
• Data-driven decision maker, willing to take risks, fail fast, and iterate at the speed of AI generation.
• Proficiency in working with relational and distributed databases, preferably CockroachDB, PostgreSQL, or similar.
• Hands-on experience building highly scalable, fault-tolerant backend services.
• A strong understanding of testing best practices, debugging, and profiling.
• Familiarity with cloud platforms (AWS).
• Excellent problem-solving skills and a mindset for continuous improvement.
• Knowledge of multi-region architectures.
• Familiarity with CI/CD pipelines, Terraform, and Datadog.
• Understanding of banking or fintech-related systems.

Skills

Required

• Go
• Rails
• Event-driven architectures
• Asynchronous architectures
• Relational databases
• Distributed databases
• CockroachDB
• PostgreSQL
• Scalable backend services
• Fault-tolerant systems
• Testing best practices
• Debugging

Preferred

• Multi-region architectures
• CI/CD pipelines
• Terraform
• Datadog
• Banking systems
• Fintech systems

Benefits

• Comprehensive total rewards package, comprising compensation (salary and equity) and health care benefits
• Complimentary subscription to Stash+ account
• Flexible work policy – We offer a flexible work environment that blends working from home with in-person collaboration at our NYC office to support productivity and team culture.
• Flexible PTO
• Annual learning and development reimbursement benefit
• Work-from-home equipment stipends; home internet subsidy
• Paid Parental Leave (offerings for birth giving and non-birth giving parents) Primary & Secondary
• Enhanced health and wellness benefits through One Medical, Gympass, and Maven Health
• The base salary range represents the reasonably anticipated low and high end of the salary range for this position. Actual salaries will vary and will be based on various factors, such as the candidate’s qualifications, skills, experience and competencies, as well as internal equity and alignment with market data for companies of our size and industry.