OFAC Sanctions Screening Analyst II at Pathward in Troy, MI, USA

Job description

• The OFAC Sanctions Screening Analyst II serves as the primary point of escalation for complex OFAC screening alerts and high-risk cases within the Bank’s interdiction systems. This position reviews and resolves escalated sanctions screening matters requiring advanced analysis, including alerts against the Specially Designated Nationals (SDN) List, Consolidated Sanctions List, and Sectoral Sanctions programs. The Analyst II provides guidance to junior team members, makes final determinations on complex alert dispositions, coordinates with senior management on true positive matches, and ensures consistent application of OFAC regulatory requirements and Bank policies across the sanctions screening function.

Responsibilities

• Escalation Review and Complex Case Resolution
• Serve as primary escalation point for complex OFAC screening alerts involving customers, transactions, and counterparties against sanctions lists including SDN, Consolidated Sanctions, Sectoral Sanctions (SSI), Non-SDN Menu-Based Sanctions, and other OFAC programs
• Conduct advanced investigation of escalated potential matches requiring deeper analysis of customer information, transaction patterns, beneficial ownership structures, and complex identifying details
• Perform enhanced due diligence research using internal systems, public records, commercial databases, and specialized investigative resources to resolve ambiguous matches
• Review and approve complex false positive dispositions escalated by Analysts, ensuring appropriate justification and supporting documentation meets quality standards
• Make final determinations on confirmed matches and true positive hits, coordinating with BSA Officer and senior management on required actions including account restrictions, transaction blocking, and regulatory reporting
• Monitor escalation queue to ensure timely resolution and provide coverage during high-volume periods to meet regulatory deadlines
• Other duties as assigned
• OFAC List Management and Sanctions Program Monitoring
• Monitor OFAC list updates and sanctions program changes, ensuring timely rescreening of customer base and transaction activity against new designations
• Coordinate blocked property reporting and rejected transaction documentation for submission to OFAC as required
• Contribute to program enhancements and long-term sanctions strategy
• Collaboration, and Communication
• Serve as subject matter expert for OFAC sanctions screening matters, providing guidance to junior Analysts on complex scenarios and edge cases
• Coordinate with operations, relationship management, and customer-facing staff on escalated matters, account actions, and transaction status
• Lead or participate in team meetings and trainings
• Other duties as assigned

Requirements

• Education and Experience
• Bachelor’s degree in Finance, International Relations, Political Science, Criminal Justice, or related field required
• 3+ years of experience in OFAC sanctions compliance or screening operations, with demonstrated experience handling escalated or complex cases
• Banking or financial services experience required
• CAMS or CGSS certification preferred
• Knowledge, Skills, and Abilities
• Demonstrated knowledge of OFAC sanctions regulations, country-based and list-based programs, general licenses, beneficial ownership structures, and interdiction principles
• Excellent analytical and investigative skills with demonstrated ability to resolve complex, ambiguous cases
• Excellent attention to accuracy and quality
• Proficient in Microsoft Office Suite and internet research
• Ability to work independently, prioritize competing demands, and provide guidance to less experienced team members
• Excellent written and verbal communication skills with ability to explain complex findings to various audiences including senior management
• Ability to handle sensitive and confidential information with discretion
• Capacity to work efficiently under time constraints while maintaining quality

Skills

Preferred

• CAMS or CGSS certification

Benefits

• The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
• This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.