Senior Software Developer II - Receive Risk at Wise in London, , United Kingdom
- Company: Wise
- Location: London, , United Kingdom
- Posted: Sep 19, 2026
- Type: Full-time
- Salary: GBP 111,000 - GBP 145,000 yearly
- Experience: 6+ years
- Visa sponsorship available
Overview
Team you will be working with: Receive Risk The Receive Risk team is part of Acquiring Squad, in the Global Product tribe, dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products. We build smart fraud detection and prevention systems to stop…
Job description
- Team you will be working with: Receive Risk
- The Receive Risk team is part of Acquiring Squad, in the Global Product tribe, dedicated to ensuring customers can receive money quickly and securely, using our full suite of Acquiring products. We build smart fraud detection and prevention systems to stop scammers and fraudsters from exploiting Wise or defrauding our customers.
- Supporting our full suite of Acquiring products — QuickPay, Payment links, Invoices, e-commerce, and more — we work closely with our financial crime teams to strike the perfect balance: seamless experiences for legitimate users, strong barriers against bad actors.
Responsibilities
- We're looking for a Senior Backend Engineer to build a fraud engine that will help us ship new products and features quickly while keeping risk and cost low. This will involve working closely with Product, Data Science, Fraud Prevention Analysts and our Fraud agents to strike the right balance between scaling quickly and mitigating risk efficiently.
Requirements
- Hands-on experience with distributed systems, including microservices architecture and backend services supporting large-scale traffic.
- Proven ability to deliver high-performance, low-latency systems with a focus on speed, scalability, and reliability.
- Strong product-oriented mindset, with end-to-end ownership of features and close collaboration across teams.
- Proficiency in Java (preferred) or solid experience with similar backend programming languages.
- Familiarity with messaging systems such as Kafka or RabbitMQ, and strong knowledge of relational databases (SQL).
- Excellent communication and collaboration skills, combined with a growth mindset and focus on delivering user and business value.
- Understanding of basic machine learning concepts and experience building data pipelines.
- Mentorship experience, helping team members grow and contributing to a culture of continuous learning.
Skills
Required
- Distributed systems
- Microservices architecture
- Backend services
- High-performance, low-latency systems
- Java (preferred)
- Kafka or RabbitMQ
- SQL
- Communication
- Collaboration
- Growth mindset
Preferred
- Machine learning concepts
- Data pipelines
- Mentorship
Benefits
- Wise Benefits
- Starting salary: £111,000 - £145,000 + RSUs
About Wise
Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their life easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission.