Personal Lines Underwriter I at Alfa Insurance in Montgomery-AL-36117

Job description

• At Alfa, we are looking for talented and motivated individuals who share our passion for excellence and customer satisfaction. As a Personal Lines Underwriter, you will be part of a dynamic team that works closely with our sales force to provide them with the best service possible. You will have the opportunity to apply your skills and knowledge to evaluate and underwrite various personal lines products. You will also be able to make quick and thoughtful decisions, handle multiple tasks, and adapt to changing situations in a fast-paced work environment.
• Alfa is committed to your professional development and career growth. We offer on-the-job training and mentoring to help you succeed in your role and prepare you for future opportunities.

Responsibilities

• Underwrite personal lines new business, rewrite new terms, and policy changes while maintaining an acceptable loss ratio.
• Select, classify, and monitor insurance risks to maintain adequate rate for risk and ensure a profitable book of business.
• Maintain acceptable customer service standards and be thorough, consistent, and accurate in underwriting.

Requirements

• Bachelor’s Degree required or CPCU designation and 5 years of insurance experience.
• Excellent communication skills.
• Possess basic mathematical skills.
• Proficient in Microsoft Excel and Microsoft Word.
• The ability to understand policy language, underwriting rates, rules, guidelines, and make independent decisions.
• Must be able to apply all knowledge to underwriting personal lines business.

Skills

Required

• Excellent communication skills
• Basic mathematical skills

Benefits

• Opportunity for annual performance bonus
• Discounts on your auto insurance (underwriting approval required)
• Benefits include: Health, dental, supplemental cancer, vision insurance and 401(k) plan
• Paid Time Off Bank to include 3 days PTO available after first 80 hours worked for New Hires
• Short-term and long-term disability
• Flexible Healthcare and Childcare spending accounts for tax savings
• Opportunities for advancement
• Continuous training and support throughout your career with Alfa
• College tuition discounts at various colleges in Alabama
• Fitness center
• Onsite cafeteria
• *Benefits may differ based on employment or independent agent contractor status.
• Opportunity for annual performance bonus
• Health, dental, supplemental cancer, vision insurance and 401(k)
• Paid time off
• Short-term and long-term disability
• Flexible healthcare and childcare spending accounts
• Discounts on your auto insurance (underwriting approval required)