Loan Operations Clerk at CBC Bank in Valdosta, GA, USA

Job description

• Performs various duties in the Loan Operations Department.

Responsibilities

• Responsible for completing the loan process, which includes but not limited to: uploading all loan types to Silverlake; writing up loan tickets; preparing loan files; verifying documents given by processor; and filing loan documents.
• Responsible for processing all loan requests, which includes but not limited to: writing up loan tickets; pulling flood data; verifying information given by lender; booking loans; and maintaining loan files.
• Responsible for tracking, receiving, and filing document exceptions to the loan file & Synergy.
• Responsible for tracking and paying all escrow items to include property insurance, taxes & annual statements.
• Maintains knowledge of bank policies, procedures, and operational processes.
• Maintains the loan files; ensure proper filing of documents and files are properly secured at the end of the day.
• Balance various GL accounts including Loans in Process.
• Process daily mail and track insurance accordingly on Silverlake tracking system.
• Responsible for mailing and filing UCC's and maintain tracking on system.
• Apply for titles to ensure Bank's lien and file necessary documentation.
• Perform daily operational duties, answer customer calls, and perform loan research projects.
• Assist in Operations Department with various tasks including exception management, research, statements, and customer service.
• Assists with preparing and balancing participation loans, funding, and distribution of payments.
• Prepares and handles all customer credit disputes and E-Oscar transmission.
• Responsible for organizing, scanning, indexing and reviewing all loan documents into Synergy.
• Reviews monthly query reports for loans not properly coded.
• Order Appraisals and maintain appraisal spreadsheet.
• Maintain Loan Vault-loan files and filing documents.
• Perform various tasks as assigned by supervisor or lending officer.
• Track Real Estate insurance on loans over $1 Million.
• Distribute loan operations mail.
• Responsible for balancing construction loans, making draws, updating construction draw spreadsheet, and maintaining construction draw files.

Requirements

• High school diploma or the equivalent required
• Prior banking experience, preferable in loan operations and/or loan processing
• Knowledge of banking policies, procedures, and regulations
• Excellent interpersonal and customer service skills; good social skills
• Demonstrates a "team" attitude toward the bank and coworkers with a constant focus on improving/protecting the bank
• Possesses an attitude of cooperation and a continual motivation to learn
• Ability to demonstrate high levels of accuracy and efficiency
• Work well under stress
• Good organizational skills and the ability to multitask efficiently
• Proficiency with computers; good technical skills; working knowledge in word processing and spreadsheet applications desired
• Maintains a neat, well-groomed, professional appearance
• Maintains a clean work area
• Excellent written and verbal communication skills
• Ability to work well in operations setting; self-motivated
• Punctual & reliable

Skills

Required

• Work well under stress
• Maintains a clean work area
• Punctual & reliable