Assistant Relationship Manager at EBU in Mulgrave, VIC, Australia

Job description

• Ready to build a career where your analytical skills can make a real impact?
• Join our Professional Services portfolio as an Assistant Relationship Manager and help shape high-quality business lending outcomes for customers across Victoria, Australia. Based in Mulgrave, VIC, this is a full-time role offering strong exposure to commercial banking, credit risk and customer relationships.
• You’ll work closely with Relationship Managers to assess lending opportunities from end to end. That means analysing financial performance, evaluating cash flow sustainability, understanding risk drivers and preparing clear, compelling credit submissions that support sound lending decisions. This is a hands-on role where your credit expertise will be valued while giving you the opportunity to broaden your commercial and relationship banking capability over time.

Responsibilities

• Assess lending opportunities from end to end
• Analyse financial performance
• Evaluate cash flow sustainability
• Understand risk drivers
• Prepare clear, compelling credit submissions that support sound lending decisions

Requirements

• • Strong financial analysis skills, including cash flow, financial statements and lending structures
• • Experience in credit analysis, credit writing, risk assessment or a related discipline
• • A background in insolvency, restructuring, accounting, finance or credit is highly regarded
• • Ability to form balanced recommendations backed by financial insight and data
• • Strong written communication skills and a collaborative approach to working with others

Skills

Required

• Financial analysis
• Cash flow analysis
• Financial statement analysis
• Lending structures
• Credit analysis
• Credit writing
• Risk assessment
• Recommendation formulation
• Written communication
• Collaboration

Preferred

• Insolvency
• Restructuring
• Accounting
• Finance
• Credit

Benefits

• We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:
• • Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• • Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• • Tailored learning and development opportunities to help your grow your career within the bank.
• • Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives