Associate Director, Trade Finance Collateral & Facility Reviewer at EBU in Sydney, NSW, Australia

Job description

• Create your best future and join Westpac as an Associate Director, Trade Finance Collateral & Facility Reviewer

Responsibilities

• You’ll establish and lead Westpac’s ongoing approach to facility and collateral reviews across our Structured Trade Finance portfolio, including Inventory Finance, Receivables Finance and Borrowing Base Finance. Your work will help Westpac understand how facilities are operating, how collateral is being managed and whether customers are meeting their agreed terms and conditions.
• This is a hands-on role where you’ll visit customer sites across Australia to review receivables, inspect physical inventory and understand how customers manage their stock, systems and financial records. You’ll assess the information available, test supporting evidence and provide an independent view of any risks or areas requiring attention.
• Working closely with customers and teams across Product Management, Collateral Management, Credit, Risk and Relationship Management, you’ll prepare clear, evidence-based reports and agree practical actions to address your findings. You’ll also manage the review schedule, monitor agreed actions and help shape the procedures and review standards that support this growing portfolio.
• This is a full-time, permanent role based in Sydney, with regular travel to customer offices, plants and storage sites across Australia.

Requirements

• You’ll bring practical knowledge of secured lending or collateral reviews, along with the judgement and communication skills to conduct thorough, independent reviews.
• Experience in facility reviews, collateral reviews, inventory or receivables audits, commodity trade finance, credit, secured lending or institutional banking, with an understanding of the risks associated with lending against inventory and receivables.
• Strong knowledge of how businesses manage receivables and inventory in practice, including debtor ledgers, ageing reports, stock records, warehouse or ERP systems, stocktakes and cycle counts. You’ll be comfortable reviewing source data, testing samples and exceptions, and reconciling information across operational and financial records.
• The ability to conduct detailed onsite inspections of physical goods, including verifying stock quantities, condition, ownership, storage arrangements and insurance coverage, and comparing your observations with inventory records and facility requirements.
• Strong analytical judgement, risk assessment and report-writing skills, with the ability to assess controls, identify areas of concern and clearly document your findings. You’ll be able to prepare factual, evidence-based reports that explain risks and recommend practical actions for senior stakeholders.
• Confident customer and stakeholder engagement skills, with the ability to ask thoughtful questions, handle sensitive information and communicate findings professionally. You’ll also be comfortable planning and delivering independent reviews, managing competing priorities and travelling regularly to customer sites across Australia.

Skills

Required

• Judgement
• Communication skills
• Ability to ask thoughtful questions
• Handle sensitive information
• Communicate findings professionally
• Manage competing priorities
• Facility reviews
• Collateral reviews
• Inventory audits
• Receivables audits
• Commodity trade finance
• Credit

Benefits

• We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:
• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help you grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives.