Senior Product Manager (Global Banking & Stablecoins) at Highbeam in New York

Job description

• Application
• Highbeam is building the future of business banking and cash management.
• Our platform combines AI agents, automated financial workflows, and integrated financial products that save brands time and money.
• Customers have generated billions in sales and include well-known brands such as Cuts, Tushy, Rocco, Sabah, Still Here, Alice Mushrooms, Original Grain, birddogs, and more.
• Our team includes alumni of Shopify, Square, Toast, Rippling, and McKinsey.
• We’ve raised $42M in equity from Acrew, FirstMark, Mayfield, and Two Sigma Ventures.
• About this role
• We're hiring a Senior Product Manager to own Global Banking & Stablecoins at Highbeam. You'll build the products that let US and international businesses receive, hold, and pay in multiple currencies including stablecoins. A new generation of banking infrastructure make this possible for the first time; your job is to turn that infrastructure into a product commerce brands trust with their money. This is 0→1, and the bar is live customers moving real volume.
• This role is based in our NoHo, NYC office.
• Net impact
• Highbeam becomes the operating account for multi-geo commerce businesses, not just US ones
• International businesses onboard to Highbeam and hold their primary USD balances with us
• Cross-border supplier payments settle in hours instead of days
• New revenue lines from global accounts, FX, and cross-border money movement

Responsibilities

• Own the global accounts product surface: multi-currency wallets and stablecoins, on/off-ramps, and cross-border payouts
• Decide how stablecoins show up in the experience: abstract the rails for customers who just want dollars, expose them for customers who want them
• Ship cross-border supplier payments that beat SWIFT on speed, cost, and supplier experience, and turn faster settlement into better payment terms for our customers
• Define flow of funds and product constructs by entity type and corridor, working with compliance and legal on KYB, onboarding, yield eligibility, and account protections
• Drive adoption and monetization, not just launches: international deposits, FX and cross-border payment revenue, and card and payments volume from global customers
• Run continuous customer insight loops with brands, suppliers, and international sellers, and translate them into product decisions
• Contribute to product narrative and positioning for Highbeam's global expansion
• Once global accounts are built out, this role expands to own Highbeam's broader fintech offerings

Requirements

• 4-6 years PM experience; early-stage operator (PM #1–5 at Series A–C)
• Has shipped cross-border payments, multi-currency accounts, or stablecoin products as the core experience
• Fluent in money movement: ACH, wires, SWIFT, RTP, local rails, FX, stablecoin on/off-ramps, and flow-of-funds design
• Has worked hands-on with sponsor banks, BaaS providers, or payments partners, including diligence, commercial tradeoffs, and integration
• Working knowledge of KYB/KYC, AML, money transmission, and the evolving US stablecoin regulatory landscape
• Strong product builder: writes specs, QA's builds, ships end-to-end
• Comfortable with AI tools for iteration and product validation
• Bonus: experience serving international sellers, marketplaces, or ecommerce brands
• Bonus: engineering background

Skills

Required

• Product management
• Cross-border payments
• Multi-currency accounts
• Stablecoin products
• Writing specs, QA, shipping end-to-end

Preferred

• Engineering background

Benefits

• Competitive salary and meaningful equity
• Comprehensive health & benefits package
• Generous PTO
• $1K/year stipend to purchase our customers' products
• $100/mo wellness stipend
• Yearly offsite—last year we went to Mexico City!
• In-office perks: Commute covered and $20/day lunch stipend
• Great location: Our NYC office is in NoHo, a short walk from the A,C,E · B,D,F,M · N,Q,R,W · 1 · 6 trains. Our Toronto office is downtown near St. Andrew Station.
• $200K – $250K • Offers Equity
• Compensation will depend on the experience level.