Credit Risk Analytics & Strategy at DS Technologies Inc in CA-San Francisco-94101 Fully Remote - US

Job description

• The role focuses on identifying, assessing and monitoring credit risk across lending portfolio.
• The candidate will work closely with various stakeholders, including business units, risk
• management, and regulatory teams to develop and implement credit risk strategies and
• policies. Expertise in at least one domain — Credit Risk, Collections, or Recoveries — is
• required.

Responsibilities

• Credit Risk Monitoring: Continuously monitor risk exposures, identify and escalate potential credit risk issues to senior management and the risk committee to ensure timely mitigation.
• Credit Risk Strategy Development: Develop, maintain, update & implement credit risk policies, procedures, and guidelines to ensure alignment with regulatory requirements and industry best practices.
• Credit Risk Modelling: Develop, maintain, and validate credit risk models to estimate potential losses and predict credit risk. Collaborate with data scientists and analysts to integrate credit risk models with other risk models.
• Stakeholder Management: Inform and advise senior management, business units, and stakeholders on credit risk, and provide training on credit risk management and policies.
• Data Analysis and Reporting: Analyze large datasets to identify credit risk trends, and present findings to senior management using SQL, Python, and data-driven insights, providing clear and compelling recommendations.
• Credit Risk Assessment: Analyze and evaluate creditworthiness of customers, counterparties, and transactions to identify potential credit risks. Conduct thorough credit reviews, including financial statement analysis, industry research, and market
• trends.
• Regulatory Compliance: Ensure compliance with credit risk regulations, such as Basel II/III, Dodd-Frank, and other applicable laws and regulations. Collaborate with regulatory teams to respond to regulatory inquiries and examinations.

Requirements

• Bachelor’s degree in finance, Economics, Data Science, Engineering or a related field; master’s degree preferred.
• Minimum of 3-4 years of experience in credit card analytics, with a focus in at least one of the following areas - Credit risk/Collection/Recoveries Analytics
• Proficient in SQL and Python; experience with data visualization tools (e.g., Tableau, Power BI) is a plus.
• Excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed decisions.
• Strong communication and presentation skills, with the ability to convey technical information to non-technical stakeholders.
• Proven ability to work collaboratively in a fast-paced, team-oriented environment.
• This is a remote position.

Skills

Required

• Proficient in SQL and Python

Benefits

• Compensation: $130,000.00 - $150,000.00 per year