Mortgage Loan Operations Specialist at Unity Bank in Clinton, NJ, USA
- Company: Unity Bank
- Location: Clinton, NJ, USA
- Posted: Sep 18, 2026
- Type: Full-time
- Salary: 57,802.00-78,202.00 per year
- Experience: 5+ years
Overview
The Mortgage Loan Operations Specialist is responsible for managing residential mortgage loans throughout the operational lifecycle, including loan opening, disclosure preparation, closing coordination, post-closing review, investor delivery, and portfolio loan boarding.
Job description
- The Mortgage Loan Operations Specialist is responsible for managing residential mortgage loans throughout the operational lifecycle, including loan opening, disclosure preparation, closing coordination, post-closing review, investor delivery, and portfolio loan boarding.
Responsibilities
- Loan Opening Responsivities
- Ensure accurate and timely loan data entry
- Generate and deliver initial disclosures
- Order and track appraisals, title work, flood certifications, verifications and payoffs.
- Monitor files to ensure deadlines are met
- Prepare closing packages and investor documents
- Review closing disclosures for accuracy
- Coordinate closing with settlement parties
- Verify loan terms, title, insurance and fees
- Review signed closing packages
- Deliver loans to investors and servicing partners
- Clear suspense conditions and funding requirements
- Ensure accurate portfolio loan boarding
- Additional Functions
- Work with Operations Manager at identifying any training deficiencies within the department
- Work with Operations Manager in creating and implementing any process changes that might be needed due to investor or servicer policies
- Assist department with any other assigned duties
- MERS Officer for the Mortgage lending department
- Perform periodic reporting on work progress, project completions, and additional reporting as requested by mortgage Operations manager.
Requirements
- 5 years conventional mortgage experience required
- 5 years closing/post-closing operations experience required
- Ability to analyze settlement packages and title reports is required
- Detailed knowledge of FNMA/FHLMC guidelines is required
- Knowledge of Automated Underwriting Systems LP/DU is recommended
- Excellent communication skills, both written and verbal, are required
- MS Word Suite required
- Knowledge of basic mortgage forms and documents
- Ability to work in paperless and remote environment
- Effective interpersonal relationship building skills
- Strong computer skills
- Detail oriented and accurate data entry
- Strong organizational skills
- Ability to work in a fast-paced environment
- Proficient in database management and record keeping.
Skills
Required
- MS Word Suite
- Strong computer skills
- Detail oriented and accurate data entry
- Strong organizational skills