Commercial Banker at My Kind of Bank in Detroit Lakes, MN, USA

Job description

• Your kind of relationships. Your kind of opportunity. Your kind of bank.
• You've built relationships. You know your market. You know that great banking isn't about transactions. It's about knowing your customers, understanding their businesses, and helping them make the next big move.
• Now, what if your next opportunity allowed you to do what you do best?
• At My Kind of Bank, we believe local decisions matter. Relationships matter. And great bankers should have the freedom, trust, and support to take care of their customers.
• We're looking for a Commercial Banker who wants more than another banking job. We're looking for someone who wants to build something meaningful.
• This could be your kind of career.
• You'll develop and grow commercial relationships, work directly with business owners and entrepreneurs, and become a trusted financial partner to the people and businesses driving our communities forward.
• You won't simply inherit a list of accounts and maintain them. You'll have the opportunity to build relationships, grow a portfolio, create opportunities, and make an impact.
• And because we're a community bank, the people making decisions aren't states away. They're right here.

Responsibilities

• Build and grow meaningful commercial banking relationships
• Develop new business through networking, referrals, prospecting, and community involvement
• Partner with business owners to understand their goals and become a trusted financial advisor
• Structure commercial loans and financial solutions that fit each customer's unique needs
• Analyze financial statements, cash flow, and creditworthiness to make sound lending recommendations
• Manage and grow a high-quality commercial loan portfolio
• Identify opportunities to expand relationships through deposits, treasury management, and other banking services
• Work closely with an experienced credit team that understands our markets and customers
• Represent My Kind of Bank throughout the business community
• Help shape the continued growth and success of My Kind of Bank

Requirements

• You know commercial banking, but more importantly, you know people.
• You're comfortable developing new business, earning trust, and becoming a valued resource for business owners. You take ownership. You follow through. You care about credit quality, but you also understand there's a real person and a real business behind every financial statement.
• Have commercial lending, business banking, credit, or related financial experience
• Understand commercial credit, financial statements, cash flow analysis, and loan structure
• Enjoy developing new business and growing relationships
• Take ownership of customer relationships and follow through on commitments
• Balance strong credit judgment with a practical understanding of business needs
• Are active in your community and enjoy building professional networks
• Thrive in a relationship-focused environment where initiative and independent thinking are valued
• An established network of business relationships and a demonstrated ability to develop new business will stand out.
• A bachelor's degree in finance, accounting, business, economics, or a related field is preferred. Equivalent experience may also be considered.
• Commercial lending, portfolio management, and business development experience are strongly preferred.

Skills

Required

• Commercial lending
• Business banking
• Credit analysis
• Financial statement analysis
• Cash flow analysis
• Loan structuring
• Business development
• Networking
• Relationship management
• Community involvement

Benefits

• Annual salary + performance incentive
• Salary range: $95,000 - $130,000
• Compensation will reflect experience, demonstrated production, portfolio management experience, and the relationships and expertise you bring to the role.