Business Relationship Manager at Florida Credit Union in FCU HQ - Gainesville, FL 32608
- Company: Florida Credit Union
- Location: FCU HQ - Gainesville, FL 32608
- Posted: Sep 18, 2026
- Type: Full-time
- Experience: 3+ years
Overview
Position Type Full Time Description The Business Relationship Manager (BRM) develops and manages relationships with small-business members whose credit needs do not involve real estate. The BRM originates, structures, and coordinates non-real-estate commercial credit within established transaction, …
Job description
- Position Type
- Full Time
- Description
- The Business Relationship Manager (BRM) develops and manages relationships with small-business members whose credit needs do not involve real estate. The BRM originates, structures, and coordinates non-real-estate commercial credit within established transaction, aggregate exposure, policy, and individual lending-authority limits. The role combines proactive business development, deposit-account opening, loan-application processing, portfolio management, and coordinated onboarding support. The BRM serves as a connector across the credit union: consumer borrowing needs are referred to Retail, commercial real estate opportunities are referred to Commercial Relationship Managers (CRMs), and treasury-management needs are referred to the AVP of Treasury Management.
Responsibilities
- Business Development & Relationship Management: Drive small business growth by proactively prospecting, building trusted relationships with local business owners, and deepening member relationships through tailored deposit, credit, and service solutions—while maintaining accurate activity records.
- Commercial Credit & Loan Origination: Manage the full commercial loan lifecycle—interviewing applicants, analyzing financial documentation, structuring credit requests within policy guidelines, and ensuring complete, compliant loan files from application through closing and funding.
- Deposit Account Opening & Business Onboarding: Open and support new business deposit accounts in compliance with regulatory requirements, ensuring a smooth onboarding experience through proactive outreach, issue resolution, and member education on available products and services.
- Portfolio Management, Risk & Compliance: Proactively manage assigned relationships post-closing; monitoring risk indicators, ensuring covenant and documentation compliance, and supporting collections or workouts as needed—while adhering to all regulatory, BSA/AML, and fair-lending requirements and prioritizing credit quality over production volume.
Requirements
- Preferred Bachelor’s degree in business, finance, accounting, economics, or a related field, or an equivalent combination of education and relevant experience.
- Three or more years of progressively responsible experience in business banking, small-business lending, commercial lending, credit analysis, or a closely related role.
- Working knowledge of business financial statements, tax returns, cash-flow analysis, loan structuring, collateral, guarantees, and commercial loan documentation.
- A current driver’s license.
Skills
Required
- Tax returns analysis
- Cash-flow analysis
- Loan structuring
- Collateral and guarantees
- Commercial loan documentation
- Current driver's license
About Florida Credit Union
Join Our Team at Florida Credit Union – Where Your Future Shines Bright! At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported. Dynamic Team Environment: Work in a supportive and collaborative atmosphere where your ideas and contributions are valued. Extensive Training: Receive comprehensive training to ensure you’re set up for success from day one. Exceptional Benefits: Enjoy a competitive benefits package designed with your well-being in mind. Career Growth: Explore numerous opportunities for professional development and advancement within our organization.